Free roof inspectionsInsurance claim helpPhotos of everything we find
Storm damage & insurance claims
Storm Damage Roof Repair & Insurance Claims in Seattle
Winter windstorms and falling trees cause most sudden roof damage in Seattle. We photograph the damage, meet your adjuster on the roof and help you work through the claim.
We handle the roofing end of the process. Every problem gets photographed, and we go up with your adjuster to show them damage that is easy to overlook, such as creased shingles that still lie flat or decking split by a fallen limb.
We inspect for free and photograph all the storm damage
Our crew meets your adjuster at the house and goes over the roof with them
Hard-to-spot damage gets pointed out
We help with the insurance company and mortgage company side
Once the claim is approved, we repair or replace the roof
From the street you’ll miss a lot of it. Skip the ladder on a wet roof and let us look, free of charge, with photos you can hand to your insurer.
Shingles in the yard
Shingle pieces, ridge cap or flashing lying on the lawn after a blow.
Branches on the roof
A limb that rolled off may still have cracked shingles and the sheathing below.
Lifted or creased shingles
Tabs that flap or show a fold line, usually along ridges and eaves.
Leaks after the storm
Fresh stains on ceilings, or damp spots in the attic.
Wind damage
Wind damage roof repair in Seattle
Roof wind damage here comes from the southerlies that arrive with winter storms. Gusts get under shingle edges along the ridge and eaves, break the seal strip and crease the shingle back, and the next rain finds the gap.
Wind damage roof shingles often still lie flat afterwards, so it rarely shows from the street. We check each slope, reseal or replace the lifted and creased shingles, refasten loose flashing and ridge cap, and photograph it all for your claim.
Creased or lifted shingles along ridges, rakes and eaves
Missing ridge cap and torn-off tabs
Flashing pulled loose at chimneys and walls
Punctures and cracked decking from falling limbs
We stay on the roofing side of your claim, start to finish.
Towns served
Services under one roof
$For your estimate
$For your roof inspection
The process
The roof insurance claim process, step by step
Five stages, from the first look at the damage to the finished roof.
01 / 05
01
Free inspection
We photograph every bit of damage we find.
02
File the claim
You open the claim with your insurer and we help with the details.
03
Adjuster visit
We meet the adjuster at the house and go over the roof together.
04
Approval
We read through the insurer’s scope and flag anything left off.
05
Repair or new roof
The roof is repaired or replaced, and we send the closing paperwork.
Tarp in the meantime
Leaking while you wait on the claim?
Call (737) 307-1960If it’s leaking, say so when you call and we’ll cover it.
From Google reviews
“Another roofer quoted me $8,000 for a replacement. Doug said all it needed was a tune-up and a new turbine for $800, and the roof still had 5 years left in it. Talk about honesty!”
Karina FigueroaInsurance claim & roof repair · company
Does homeowners insurance cover wind and tree damage to my roof?
Most homeowners policies pay for sudden damage from wind or a falling tree. What you actually get depends on your policy terms, your deductible, and how old and worn the roof was. Moss, rot and general wear typically fall outside coverage. Read your policy or ask your agent, and we can inspect and photograph the damage so you know where things stand.
Does homeowners insurance cover roof leaks?
It usually covers a leak caused by sudden damage, such as wind tearing off shingles or a limb punching through, and the water damage inside that came with it. A leak from age, moss or wear is usually treated as maintenance and isn’t covered. Your policy decides, so check it or ask your agent; we can document the cause with photos.
Does homeowners insurance cover roof replacement?
When a covered storm damaged the roof badly enough that repair doesn’t make sense, insurance may pay for the replacement minus your deductible. Older roofs are sometimes paid at depreciated value, so read how your policy treats roof age.
A neighbor’s tree fell on my roof. Whose insurance pays?
In most cases your own homeowners policy responds to damage to your house, regardless of whose tree it was. The insurers sort out any recovery between themselves. Photograph everything and call your agent.
How soon after a storm should I file?
Time limits differ between policies and insurers, so read yours and file promptly. Delay also gives minor damage time to become a leak in the next rain.
Can you be there when the adjuster comes?
Yes. We meet adjusters at the house, go up with them and make sure the damage is recorded in full.
Is the deductible still mine to pay?
Yes, the deductible comes from your policy and is yours to cover. Be wary of any contractor offering to waive it.
Whether it’s a stubborn leak, storm damage and an insurance claim, or a brand-new roof, The Ranier Roof Doctor is here to help. Tell us about your project and we’ll call you back to schedule a free estimate.
Karina FigueroaInsurance claim & roof repair · company
Read more reviews
